Frequently Asked Questions
Everything you need to know about life insurance in California.
Can I get life insurance with health issues?
Yes. Many carriers offer coverage for people with diabetes, heart conditions, cancer history, and other health issues. Some policies require no medical exam. We specialize in finding coverage for difficult cases.
How much does life insurance cost?
Term life insurance for a healthy 30-year-old starts around $20-30/month for $500,000 in coverage. Rates depend on age, health, coverage amount, and term length. Getting quotes is free and takes minutes.
What’s the difference between term and permanent life insurance?
Term life provides coverage for a set period (10-30 years) at lower cost. Permanent life (whole, universal) covers your entire life and builds cash value but costs more. Each serves different needs.
Do I need life insurance if I’m single?
It depends. If you have co-signed debts, aging parents who depend on you, or want to lock in insurability, life insurance may make sense. Otherwise, you might wait until you have dependents.
Still Have Questions?
The team at Get Approved Life Insurance is happy to help. Get a free quote or call us today.